How to Charge your Cell Phone without a Battery
In an emergency, some people rely on their cell phones and laptops for information. But, if you don’t know that the power is going to go out, what do you do if you have no charge on your phone or computer when everything goes dark? Fortunately, there are a few ways you can get more […]
Insuring Teen Drivers
Did you know that vehicular fatalities are the leading cause of death for U.S. teens. And though fatality rates for teens have steadily dropped since 1975, teens remain 3 times more likely to crash per mile driven than adults. Thankfully, you can play a big part in keeping your teen safe. To help you navigate through […]
Understanding Your Workers Compensation Calculation Part 2
Last week’s post briefly what your workers comp experience mod is and how it affects your company’s premiums. This week we will discuss the importance of understanding the time period over which your experience mod is calculated, how NCCI evaluates your prior losses, and tips for keeping your experience mod low. What is the experience rating […]
Understanding Your Workers Compensation Experience Mod Part 1
The experience modification factor is a key component of your workers compensation premium. Understanding where this number comes from and how it is calculated is a very powerful tool to help businesses minimize their workers compensation premiums. The majority of states work with the NCCI (National Council on Compensation Insurance) for determining the calculation on […]
