We’ll protect your personal property and assets, too.

Personal Lines

Personal insurance elevated

Many of our business clients and residents turn to BTC Insurance Services for their personal insurance needs to protect their autos, homes, jewelry, fine art, watercraft, recreational vehicles, and other property as well as to provide coverage to minimize their liability exposure. We are committed to learning about your risks so that we can provide you with a comprehensive program that addresses these risks while also meeting your budgetary needs.

At-A-Glance Overview of

Key Coverages

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High-Value Homeowners Insurance

Your high-value home requires specialized coverage that a standard homeowners policy doesn’t provide. Because your home is worth more, it’s cost more to rebuild or repair in the event of property damage such as from a fire. In addition, you have greater liability exposure and require limits to adequately protect your assets. We work with several insurance companies that specialize in providing unique coverages for high-value homes, and can secure what you need for peace of mind.

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Cabin or Secondary Home insurance

There’s nothing like getting away to your cabin or vacation home on the lake or in the mountains. Protecting it in the event of a fire, natural disasters, theft, and vandalism is as equally as important as your principal home. Safeguarding your assets from a lawsuit as a result of third-party injury that takes place at your secondary home is also important. With BTC Insurance as your professional advisor, we will help secure a policy to protect your investment.

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Renters Insurance

Only 37% of renters purchase insurance to protect their personal property. This means most people will no have coverage if a fire damages everything they own – from furniture to computer equipment and clothing. Renters insurance steps in and provides coverage for your valuable personal property in the event of a covered loss such as a fire, theft and vandalism. In addition, if you are displaced because of a covered event while repairs are being made, renters insurance will help pay for additional living expenses. If you need extra coverage for fine art, silverware, jewelry or other high-value items or collections, talk to our staff about a personal articles floater or inland marine insurance, as well.

You also have liability coverage under renters insurance if someone is injured within your home. It’s important to remember, the property owner’s policy only provides coverage to the structure in the event of damage and for liability events occurring in the property’s common areas (lobby, pool).

Manufacturers & Wholesalers Insurance
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Auto Insurance

Whether you have one car or a fleet of automobiles that your family uses, we have the coverage you need. Together, we’ll determine the liability limits you should be carrying to properly protect your assets in the event of an accident. We’ll also review the deductibles that make sense to carry for collision and comprehensive coverages. We’ll also discuss with you available discounts to help reduce your premium, including bundling your policies

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Exotic Car Insurance

Look to us to protect the cars you love with perfectly tailored coverage to how you use your classic or exotic car. Our industry relationships with insurance company specialists coupled with our experience allow us to help you protect the full value of each of your car(s). We can provide you with guaranteed/agreed value coverage, coverage with no mileage restrictions, discounts for collector car club members and other key features.

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Jewelry Insurance & Collectibles

BTC Insurance can provide you with a personal articles policy to cover your high-value possessions in your home and on the road. This policy typically is used to insure jewelry, Persian rugs, expensive photography equipment, fine art, silver, musical instruments, and high-value collectibles. Typically, there is no deductible, and the policy covers all perils – from storm to theft to mysterious disappearance and more. The policy often can be extended to also cover breakage.

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Personal Umbrella Insurance

Umbrella insurance provides you with additional liability insurance, extending coverage over your other primary policies, including homeowners insurance, car insurance, boat insurance, and more. To adequately protect your assets from the high cost of litigation, a personal umbrella policy can help.

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Manufacturers & Wholesalers Insurance
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Life Insurance

Our professional staff will assist you in choosing the best Life insurance plan to fit your needs. We’ll also conduct an annual policy review to ensure your existing Life insurance coverage continues to meet your ever-changing needs, and to identify the optimal coverage for you as different milestones are reached.

BTC Insurance can provide you with an insurance quote for your home, auto, umbrella, boats, ATV and other property.

Sandy Utah Insurance Company

Serving: Utah Based

Licensed to conduct Business in following States

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About BTC Insurance

For more than a decade, BTC Insurance has been committed to serving the insurance needs of the Utah community. Our approach is not only to provide you with insurance products that fit your exposures but to also help you put into place loss control and safety measures to mitigate and minimize losses. This takes experience and expertise – exactly what you will find with BTC Insurance.