About BTC Insurance Services

A 100% Commercial Insurance Agency Headquartered in South Jordan, Utah, Serving Businesses Nationwide

Since 2011, BTC Insurance Services has focused exclusively on commercial insurance. Headquartered in South Jordan, Utah, we're an independent agency serving businesses in nearly 40 states with commercial insurance programs built around their operations, industry, and long-term goals.


We believe business insurance starts with understanding your company—not fitting it into a generic policy. That's why every recommendation is tailored to your specific risks, backed by long-term support from the same team that manages your account.

Built for Business Since 2011

BTC Insurance Services was founded in April 2011 with a clear purpose: to build an insurance agency focused entirely on commercial insurance and the businesses that rely on it.


For more than fifteen years, we've helped companies evaluate risk, navigate changing insurance requirements, and build commercial insurance programs that support long-term growth. While our client base has expanded well beyond Utah, the way we do business has remained the same.


We believe the best insurance advice starts with understanding the business behind the policy. Before recommending coverage, we take the time to learn how your company operates, the risks you face, and the goals you're working toward. That approach has helped us build lasting relationships with businesses across a wide range of industries.

Commercial Insurance Is All We Do

Commercial insurance isn't one of many services we offer—it's our sole focus.


Because we work exclusively with businesses, every producer, account manager, and advisor on our team specializes in commercial insurance. Our attention isn't divided between homeowners, auto, life, or other personal insurance products. Instead, we focus entirely on helping businesses manage risk, protect their operations, and make informed insurance decisions.


That specialized approach allows us to provide knowledgeable guidance whether you're managing a single location, operating in multiple states, or navigating the unique challenges of your industry.

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What We Cover

BTC Insurance Services builds commercial insurance programs around both core coverage lines and industry-specific solutions.

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Commercial Insurance Programs

We help businesses coordinate:

  • General Liability Insurance
  • Commercial Property Insurance
  • Commercial Auto Insurance
  • Workers' Compensation Insurance
  • Cyber Liability Insurance
  • Management Liability Insurance
  • International Business Insurance
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Industry Insurance Solutions

We also build dedicated insurance programs for businesses in:

  • Construction
  • Roofing
  • Manufacturing
  • Real Estate
  • Technology
  • Professional Services
  • Group Captive Programs


Each program is designed around the exposures common to that industry rather than relying on a generic commercial insurance package.

Our Core Values

Honesty

We tell clients what a policy covers, where limitations exist, and what options are available—without sales pressure or unnecessary complexity.

Hard Work

Every insurance program begins with understanding your business. We invest the time to evaluate your operations before making recommendations.

Clear Communication

Commercial insurance can be complex. We explain coverage, claims, and risk management in straightforward language so you can make informed decisions.

Long-Term Relationships

Our goal is to build relationships that last for years. We stay involved through renewals, claims, premium audits, and changing business needs.

Professional Guidance

We believe good advice comes from listening first. Our recommendations are based on what is right for your business—not what is easiest to sell.

Our Mission

Our mission is to help businesses protect what they've built by creating commercial insurance programs tailored to their operations, industry, and long-term objectives.


We believe insurance should be built around the business in front of us—not a generic template—and that our responsibility continues long after the policy is issued. From the first quote through renewals, claims, premium audits, and ongoing risk management, we're committed to being a trusted resource for every client we serve.



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Meet the Team

The people behind BTC Insurance Services aren't an anonymous call center—they're the professionals you'll work with throughout your relationship with our agency.


Meet the producers, account managers, and support staff who help businesses build, manage, and maintain their commercial insurance programs.

What Working With BTC Insurance Services Looks Like

You'll Work With People Who Know Your Business


When you call BTC Insurance Services, you'll speak with the producer and account manager who understand your account—not a rotating service department.

We Explain Insurance Clearly


Commercial insurance shouldn't feel confusing. We explain coverage, policy changes, and claims in straightforward language so you always understand your options.

We Build One Coordinated Insurance Program


Rather than treating each policy separately, we help businesses coordinate general liability, commercial property, auto, workers' compensation, cyber liability, management liability, and other coverages into a unified insurance strategy.

We Stay Involved After the Sale


Our relationship doesn't end once your policy is issued. We continue supporting clients through claims, premium audits, renewals, and risk management as their businesses evolve.

We Serve Businesses Across the Country


Although our headquarters remain in South Jordan, Utah, we provide the same responsive service to businesses throughout nearly 30 states, helping clients manage insurance needs wherever they operate.

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Frequently Asked Questions

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  • How long has BTC Insurance Services been in business?

    BTC Insurance Services was founded in April 2011 and has focused exclusively on commercial insurance ever since, helping businesses across Utah and nearly 30 states manage risk with confidence.

  • Is BTC Insurance Services an independent insurance agency?

    Yes. BTC Insurance Services is an independently owned commercial insurance agency. We work with businesses to build insurance programs based on their needs rather than limiting recommendations to a single insurance carrier.

  • Does BTC Insurance Services offer personal insurance?

    No. We focus exclusively on commercial insurance. Every recommendation we make is designed around protecting businesses and managing commercial risk.

  • Where is BTC Insurance Services located?

    Our headquarters are in South Jordan, Utah. We are licensed to place commercial insurance for businesses in nearly 30 states across the country.

  • Who founded BTC Insurance Services?

    BTC Insurance Services was founded by Steve Kirchen in 2011 and has remained dedicated to serving businesses through specialized commercial insurance programs ever since.

Let's Talk About Your Business

Whether you're reviewing your current commercial insurance program, expanding into new states, or looking for an agency that specializes in protecting businesses, BTC Insurance Services is ready to help.


We'll take the time to understand your operations, evaluate your risks, and recommend a commercial insurance program designed around your business—not a one-size-fits-all policy.