Industry Insurance Solutions for Businesses Nationwide

BTC Insurance Services builds industry-specific commercial insurance programs for construction, roofing contractors, manufacturing, real estate, technology, professional services, and group captive arrangements. Generic business insurance is not built around the risks specific to your industry, and a policy that works for one type of business can leave real gaps for another. BTC Insurance Services works exclusively with commercial clients across these industries nationwide, so the program you get is shaped by the exposures your industry actually carries, not a one-size-fits-all checklist.

Does My Industry Need Specialized Business Insurance?

Most industries carry risks that a generic business insurance policy is not built to address directly. A construction company's jobsite and subcontractor exposures, a technology company's errors and omissions exposure, and a real estate investor's portfolio of properties all call for coverage shaped around how that specific business operates. BTC Insurance Services builds a program around your industry's actual exposures instead of starting from a generic package, so you are not stuck explaining your business from scratch or discovering a coverage gap after a claim.

Which Industries Does BTC Insurance Services Serve?

BTC Insurance Services builds dedicated insurance programs for seven industries:

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Construction Insurance

Covers general contractors and subcontractors with certificates of insurance, endorsement wording, and coverage sized to jobsite operations, built for construction companies operating nationwide.

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Roofing Contractors Insurance

Covers fall protection, jobsite injury exposure, and crew classification with a standing program built specifically for roofing companies, not a hard-to-place exception.

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Manufacturing Insurance

 Covers equipment breakdown, business interruption, and product liability for manufacturers, with international business insurance available for supply chains that extend overseas.

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Real Estate Insurance

 Covers investors, landlords, and lenders with programs built around a full property portfolio, including single-family, multi-family, and mixed-use, and coverage that moves at the pace of a closing.

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Technology Companies Insurance

 Covers technology errors and omissions and cyber liability together, sized to a technology company's actual exposure regardless of headcount.

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Professional Services Insurance

Covers consultants, accountants, agencies, and similar client-facing firms with professional liability built around service-delivery risk, not physical assets.

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Captive Insurance Programs

An alternative risk financing option for established businesses with a strong loss history looking for more control over their insurance costs, explained plainly rather than sold as a black box.

Industry Experience That Fits Your Business

Every industry faces different risks, regulations, and insurance requirements. A one-size-fits-all approach can leave important details overlooked because the agency may not fully understand how your business operates.


BTC Insurance Services works with businesses across construction, roofing, manufacturing, real estate, technology, professional services, and other specialized industries. Our producers understand the challenges these businesses face, allowing us to provide informed guidance without requiring you to explain your industry from the ground up.

Coverage Built Around Your Industry's Risks

The right insurance program does more than check a compliance box—it addresses the exposures most likely to impact your business. Coverage designed for a general business may leave gaps that become costly when a claim occurs.


BTC Insurance Services develops insurance programs around the risks common to each industry we serve. Instead of repackaging a generic policy, we evaluate the exposures unique to your operations and recommend coverage designed to help protect your business as it grows.

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Industry Insurance Solutions Licensed Nationwide

BTC Insurance Services is headquartered in South Jordan, Utah, and licensed to place industry-specific commercial coverage for businesses in nearly 40 states nationwide. Whether you are a multi-state construction company, a rental property portfolio spread across several states, or a technology company with a distributed team, our industry programs travel with your business wherever it operates.

Why Businesses Choose BTC Insurance Services

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Comprehensive Coverage Built to Work Together

Commercial insurance is most effective when each policy works as part of a coordinated risk management strategy. We help businesses combine general liability, commercial property, business auto, workers' compensation, cyber liability, management liability, international coverage, and other commercial policies into a program designed around how your business operates. Explore Commercial Insurance

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The Same Team From Quote to Renewal

The producer and account manager who build your insurance program remain your primary contacts through claims, premium audits, renewals, and ongoing risk management. You'll work with professionals who know your business—not a revolving service department. See How We Support Clients

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Commercial Insurance Is All We Do

Since 2011, BTC Insurance Services has focused exclusively on commercial insurance. That dedicated focus allows our team to provide specialized guidance and long-term support for businesses across a wide range of industries. Learn About BTC Insurance Services

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Practical Resources for Business Owners

Understanding commercial insurance shouldn't require decoding industry jargon. Our educational resources explain coverage, risk management, and business insurance topics in clear, practical language created by the same professionals who work with clients every day. Browse Resources

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See What Our Clients Have to Say

Many of our new clients come from referrals and recommendations. Read our Google Reviews to see how businesses describe their experience working with BTC Insurance Services. Read Our Reviews

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Frequently Asked Questions

  • Does my industry need specialized business insurance?

    Most industries carry risks that a generic business insurance policy does not address directly. BTC Insurance Services builds dedicated programs for construction, roofing, manufacturing, real estate, technology, and professional services around the specific exposures each industry actually faces.

  • What industries does BTC Insurance Services serve?

    BTC Insurance Services builds industry-specific programs for construction, roofing contractors, manufacturing, real estate, technology companies, professional services, and group captive insurance arrangements, all licensed to serve businesses nationwide.

  • Do subcontractors need their own insurance?

    Generally, yes. Most general contracts require subcontractors to carry their own general liability and workers' compensation coverage, often with specific endorsement wording. BTC Insurance Services helps construction clients document and confirm subcontractor insurance requirements as part of the account relationship.

  • Does a software company need professional liability insurance?

    Most technology companies carry real exposure from claims that a product or service failed to perform as promised, which is what technology errors and omissions coverage addresses. BTC Insurance Services builds this into its technology programs regardless of company size.

  • What is a group captive insurance program?

    A group captive lets qualifying businesses with a strong loss history share risk with similar companies and benefit more directly from their own claims experience, instead of buying a traditional standalone policy. It is best suited to established businesses, not a starting point for a new one.

Work With a Commercial Insurance Agency That Understands Your Industry

Choosing business insurance isn't just about finding a policy—it's about working with an agency that understands the risks, regulations, and challenges your industry faces every day. From construction and manufacturing to technology, real estate, and professional services, BTC Insurance Services develops commercial insurance programs designed around the way your business actually operates.


Headquartered in South Jordan, Utah, and licensed in nearly 30 states, we help businesses nationwide protect their operations with coordinated insurance strategies, responsive service, and long-term guidance from the same team that supports your account from quote to renewal.


If you're looking for industry-specific commercial insurance backed by experienced professionals, we're ready to help.