Battling Blizzards: The Importance of Insurance for Utah Homeowners
Utah’s winters can be brutal, with temperatures often falling below freezing. Depending on where you live, you may see up to a foot of snow. These conditions can quickly turn hazardous, especially if your home sustains damage during extreme weather. Fortunately, you can protect your family and property with the right homeowners insurance policy. Understanding […]
How to Protect Yourself From Landslides
Landslides pose a bigger risk to Utah homeowners than you might realize. The movement of rock, soil, and debris can lead to destructive situations. Because these hazards are so unpredictable, it is crucial to understand both the risk and how to protect yourself from landslides with safety measures and proper insurance. Understanding Landslides Understanding the […]
Homeowners Insurance Essentials for Utah’s High-Value Homes
Utah’s breathtaking landscapes and thriving real estate market have made it a haven for high-value homes. These properties require specialized insurance to ensure comprehensive protection. Understanding the intricacies of homeowners insurance for these properties is crucial for homeowners seeking peace of mind and financial security. This article outlines the unique considerations and essential coverage options […]
Avoiding Home Improvement Scams
After a disaster, you most likely want to fix your damaged home as soon as possible. However, did you know this is also a prime time for fraudulent contractors to scam you out of money? To help protect your home and your wallet, here are five tips to keep in mind when you’re hiring help […]
Protect Yourself from Landslides and Mudslides
Landslides occur when masses of rock, earth, or debris move down a slope. Debris flows, also known as mudslides, are a common type of fast-moving landslide that tends to flow in channels. What causes landslides and debris flows Landslides are caused by disturbances in the natural stability of a slope. They can accompany heavy rains or follow droughts, […]
Lawnmower Safety
Lawnmower Safety Each year, approximately 75,000 people are injured seriously enough by lawnmowers to require emergency room medical treatment. Only a small percentage of the injuries are caused by mechanical failure; most are the result of human error. Here are some tips to follow before and while mowing your lawn: Become familiar with your mower. […]
Protecting Your Home from an Earthquake
Earthquakes typically occur without warning, so there’s no time like the present to help make sure your home is safe. Consider these precautions to help protect yourself and your belongings before an earthquake happens. Scan Your Home for Potential Hazards Household items can be shaken loose or fall during an earthquake. Make sure heavy items […]
10 Fire Prevention Tips for Your Home
If the smoke alarm goes off in your home, do you and your family have a fire escape plan? Fire departments respond to approximately 370,000 home fires every year. And, while not all home fires are preventable, creating a fire-prevention plan can reduce the risk of fire in your home. Check out the home fire prevention tips […]
Choosing an Insurance Deductible
In order to determine exactly how much car insurance you can afford, you need to understand what a deductible is and how it works. When buying car insurance, you must consider both the premium and your deductible when determining your budget for coverage. What Is a Car Insurance Deductible? Definition A deductible is the amount of […]
Protecting Personal Items Left in Your Car
Protecting your personal items People leave stuff in their cars every day. We drop our cell phones in the cup holder, leave a bag on the floor, and throw our golf clubs in the back seat. We’re human, so we forget about this stuff, park, and go inside. It happens. The thing is, sometimes when […]
