Key Insurance Coverages for Manufacturers

The manufacturing sector is an important part of the American economy. Manufacturing provides an incredible array of consumer and industrial products each year. From small manufacturing operations to sprawling plants, this business sector faces a range of operational risks from employee, property, and liability exposures. Manufacturers in Utah are not immune to these risks, necessitating […]

September 23, 2020

Tips for Driving in the Rain

Nearly half (46%) of all weather-related car accidents — more than 700,000 a year — are due to rain.  As we experience more soggy weather, it’s imperative that all drivers are schooled on how they can safely maneuver their vehicle and avoid weather-related auto accidents, which often cause car insurance rates to rise. Here are some tips […]

September 12, 2020
Construction Industry

Top Risks Facing the Construction Industry

Across the United States, construction is booming. A strengthening economy following the financial hardships of the COVID-19 pandemic means that ground is being broken on new construction projects in nearly every state. With all of these projects, however, come significant risks. Construction site owners and managers need to be aware of common risks. Understanding common […]

September 9, 2020
Lender-Placed Insurance

What is Lender-Placed Insurance?

When someone finances the purchase of a home, mortgage lenders require borrowers to obtain and maintain appropriate property insurance coverage. Unfortunately, borrowers sometimes fail to maintain this critical coverage, potentially putting the financial institution’s interests at risk. Most mortgage contracts in Utah and across the country allow lenders to protect their financial interests – the […]

August 29, 2020

Insuring a Vacation Home

A vacation home can be a wonderful luxury and sometimes even a good investment, but there are some important factors to consider before making the leap into second-home ownership—such as insurance costs. Just like your primary home, you’ll need to insure your vacation home against burglary, fire, weather damage, liability and other risks. Because insurance […]

August 28, 2020

Protect Yourself from Landslides and Mudslides

Landslides occur when masses of rock, earth, or debris move down a slope. Debris flows, also known as mudslides, are a common type of fast-moving landslide that tends to flow in channels. What causes landslides and debris flows Landslides are caused by disturbances in the natural stability of a slope. They can accompany heavy rains or follow droughts, […]

August 13, 2020
Manufacturing Industry

Leading Causes of Injury in the Manufacturing Industry

Employers have a duty to provide safe workplaces for their employees. This is especially true for the manufacturing industry, where workplace conditions typically include numerous hazards and injury sources. In manufacturing, workers are often exposed to high noise levels, machinery and heavy equipment, and potentially harmful materials. Utah worker injuries account for millions of dollars […]

August 12, 2020

Utah Auto Insurance: The Importance of Uninsured Motorists Coverage

In many states, uninsured motorists coverage is optional, but remember that about 13% of drivers don’t have insurance. You’ll usually have the option of choosing the dollar limits of your coverage. For the bodily injury portion that covers your injuries, consider matching the amount of your liability coverage. Some states will give you no other option […]

July 26, 2020

When Do You Need Boat Insurance?

With warmer temperatures arriving earlier than usual, water season is well underway. Whether you’re out on your boat every day or just on weekends, boat insurance should be top of mind during the summer months — and even beyond. Boat Insurance on the Water Naturally, you want to protect you’re boat while you’re using it. […]

June 26, 2020

Tips for Preventing Heat-Related Illness

Stay Cool Wear Appropriate Clothing: Choose lightweight, light-colored, loose-fitting clothing. Stay Cool Indoors: Stay in an air-conditioned place as much as possible. If your home does not have air conditioning, go to the shopping mall or public library—even a few hours spent in air conditioning can help your body stay cooler when you go back into the heat. […]

June 10, 2020

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