cyber liability

The Increasing Importance of Manufacturers & Cyber Liability Insurance

Manufacturers across the country face myriad risks as the produce goods for consumer markets. To protect against product liability risks for manufacturing operations in the state, Utah manufacturers insurance is a valuable solution. Product liabilities are not the only risk facing manufacturers and wholesalers, however; the emerging threat of cybercrimes necessitates a new look at […]

May 6, 2021
liquor liability

Everything Restaurant Owners Need to Know About Liquor Liability

Alcohol sales are an important part of the hospitality landscape, with alcohol-serving restaurants reporting far greater profit margins. The challenges in obtaining a liquor license are more than overcome by the financial benefits associated with liquor sales. Owners need to understand, however, that restaurants and food service operations that serve alcohol face unique liability risks. Utah […]

April 21, 2021

Product Liability Critical for Wholesalers Partnering with International Suppliers

In today’s global economy, wholesalers and manufacturers often partner with international suppliers around the world. From component and materials manufacturing to full production of consumer goods, wholesalers rely on a worldwide supply chain. In the state of Utah, Utah wholesalers insurance protects against product liability risks, providing coverage against claims of faulty materials, manufacturing practices, […]

April 7, 2021
Utah Restaurants

How Are Utah Restaurants Pivoting to Adapt Post-COVID?

In the wake of the coronavirus pandemic of 2020/2021, one of the hardest-hit business sectors was that of the restaurant industry. Stay-at-home orders and quarantine mandates led to the closure of hundreds of thousands of restaurants and foodservice operations across the country. In Utah, restaurant owners struggled to find solutions. While restaurant insurance is a valuable risk […]

March 17, 2021
Lender-Placed Insurance

What Does Lender Placed Insurance Cover?

Utah mortgage lenders face significant financial risks when writing home loans. If homeowners’ insurance is not maintained by the home’s purchaser, lenders may be on the hook for hundreds of thousands of dollars if the home becomes uninhabitable or destroyed. Utah lender-placed insurance serves as a risk management strategy, protecting the lender’s financial interests. It is important […]

March 3, 2021

Common Risks Faced by Wholesalers

Common Risks Faced by Wholesalers In the business world, risks confront nearly every operation. Wholesalers, like their counterparts in the retail sector, face certain risks that can negatively impact business assets. As a risk management tool for wholesalers in the state of Utah, Utah wholesalers insurance represents a foundational component. Understanding the risks faced by wholesalers is […]

February 17, 2021
restaurant insurance

What Insurance Coverages Does a Restaurant Require?

The restaurant industry is a multibillion-dollar economic driver, serving millions of guests each year in the United States alone. Restaurant owners face unique and specific risks that are inherent in the industry; other industries do not have similar risk exposures. Unfortunately, many of these risks are beyond the control of restaurant owners and managers, necessitating […]

February 3, 2021
product liability

Everything You Need to Know About Manufacturers’ Product Liability

Goods manufacturing is an important part of the American economy. Manufacturers in every state produce products that are shipped domestically and internationally to end consumers. These manufacturers have a duty to produce safe products; a defective product can result in injury or death and represents a severe risk exposure to the manufacturer itself. In the […]

January 20, 2021
environmental liability

A Closer Look at the Construction Industry & Environmental Liability

Booming construction in Utah and in states across the nation are a strong indicator of economic growth. The construction trades in Utah face numerous risks in their daily operations, necessitating the protection of Utah construction insurance. Environmental liability, such as unexpected pollution or wastewater discharges, has been a source of confusion for many construction contractors. Damage caused […]

January 6, 2021

Calculating a Renters Insurance Limit

For renters insurance, finding the right coverage balance means choosing accurate, appropriate limits for your personal property and liability coverage.  Here are some tips to help you in this process: Inventory Your Possessions Personal property coverage is probably the main reason you purchase a renters policy. The coverage will reimburse you for damage, loss, or […]

December 28, 2020

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