Avoiding Home Improvement Scams

After a disaster, you most likely want to fix your damaged home as soon as possible. However, did you know this is also a prime time for fraudulent contractors to scam you out of money? To help protect your home and your wallet, here are five tips to keep in mind when you’re hiring help […]

October 12, 2020

Insuring a Vacation Home

A vacation home can be a wonderful luxury and sometimes even a good investment, but there are some important factors to consider before making the leap into second-home ownership—such as insurance costs. Just like your primary home, you’ll need to insure your vacation home against burglary, fire, weather damage, liability and other risks. Because insurance […]

August 28, 2020

Protect Yourself from Landslides and Mudslides

Landslides occur when masses of rock, earth, or debris move down a slope. Debris flows, also known as mudslides, are a common type of fast-moving landslide that tends to flow in channels. What causes landslides and debris flows Landslides are caused by disturbances in the natural stability of a slope. They can accompany heavy rains or follow droughts, […]

August 13, 2020

Lawnmower Safety

Lawnmower Safety Each year, approximately 75,000 people are injured seriously enough by lawnmowers to require emergency room medical treatment. Only a small percentage of the injuries are caused by mechanical failure; most are the result of human error. Here are some tips to follow before and while mowing your lawn: Become familiar with your mower.  […]

May 28, 2020

Protecting Your Home from an Earthquake

Earthquakes typically occur without warning, so there’s no time like the present to help make sure your home is safe. Consider these precautions to help protect yourself and your belongings before an earthquake happens. Scan Your Home for Potential Hazards Household items can be shaken loose or fall during an earthquake. Make sure heavy items […]

April 26, 2020

10 Fire Prevention Tips for Your Home

If the smoke alarm goes off in your home, do you and your family have a fire escape plan? Fire departments respond to approximately 370,000 home fires every year. And, while not all home fires are preventable, creating a fire-prevention plan can reduce the risk of fire in your home. Check out the home fire prevention tips […]

January 15, 2020

Choosing an Insurance Deductible

In order to determine exactly how much car insurance you can afford, you need to understand what a deductible is and how it works. When buying car insurance, you must consider both the premium and your deductible when determining your budget for coverage. What Is a Car Insurance Deductible? Definition A deductible is the amount of […]

November 23, 2019

Homeowners Insurance: What is loss of use coverage?

What is Loss of Use insurance coverage?  Loss of use coverage pays to maintain your standard of living while your residence is being repaired or rebuilt in the event of a covered claim. In most cases, loss of use covers the excess of what you normally spend for certain things. For instance, let’s say your […]

August 2, 2019

Benefits of an Insurance Rider

There are a number of benefits to adding a rider to your homeowners insurance policy. Increased coverage: Most home insurance policies contain “sublimits.” A sublimit is essentially a limit within a limit. For example, you may have a $100,000 limit in personal property coverage for your belongings. But your limit on jewelry may be $2,500. That […]

July 21, 2019

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