Calculating a Renters Insurance Limit
For renters insurance, finding the right coverage balance means choosing accurate, appropriate limits for your personal property and liability coverage. Here are some tips to help you in this process: Inventory Your Possessions Personal property coverage is probably the main reason you purchase a renters policy. The coverage will reimburse you for damage, loss, or […]
How Much Renters Insurance is Necessary?
For renters insurance, finding the right balance means choosing accurate, appropriate limits for your personal property and liability coverage. For the best results, this process may require a bit of effort. But if you’re strapped for time, there are some shortcuts you can take, too. Inventory your possessions Personal property coverage is probably the main […]
5 Answers About Renters Insurance
Did you know that almost two-thirds of residential lessees in the United States don’t carry renters insurance according to the Independent Insurance Adjusters & Brokers of America (IIABA)? A renters policy is more important, accessible, and affordable than you might think. But renters are often unclear about what renters insurance is and what it covers. […]
Insuring a Vacation Home
A vacation home can be a wonderful luxury and sometimes even a good investment, but there are some important factors to consider before making the leap into second-home ownership—such as insurance costs. Just like your primary home, you’ll need to insure your vacation home against burglary, fire, weather damage, liability and other risks. Because insurance […]
Renters Insurance Gaps
Like any home, you fill your rented place with all kinds of stuff, from furniture and appliances, to photos and outfits. You spend your time and money making it your own and making it comfortable…but did you make sure it’s covered? Many renters think their landlord’s insurance covers their stuff if there was a break […]
What is Rental Dwelling Insurance?
We are finding that more and more of our clients are renting out their homes on either a short- or long-term basis. It could be a second home, an investment property, or even the basement or a spare room in your house. Depending upon the rental scenario, your homeowners insurance policy may not properly cover […]
Renters Insurance Overview
If you rent a house or apartment, your landlord’s insurance will only cover the costs of repairing the building if there is a fire or other disaster. There is no coverage provided to protect your personal property or negligence. You need your own coverage, known as renters or tenants insurance in order to financially protect […]
What to do if you are having trouble settling an insurance claim.
From time to time, individuals may have trouble settling their filed claim with their insurance company. If that’s the case, there are a number of things you can do to get the issue resolved. (That, unfortunately, doesn’t always mean it will work in your favor, but it will help expedite the resolution. Talk to your […]
Ways to Save on Renters Insurance
If you’re buying renters insurance for the first time, here’s good news: Protecting your belongings generally costs less than protecting other assets like your car. Plus, there are ways to lower the price of your renters policy even more. Here are four ways to save on your renters premium: 1. Consider a higher deductible. Choosing […]
