Surety Bonds vs. Construction Insurance: Why One Doesn’t Replace the Other
Many Utah contractors assume that a surety bond covers the same risks as commercial general contractor insurance. It doesn’t. These two products protect different parties, respond to different types of risk, and serve distinct purposes on a construction project. Treating one as a substitute for the other can leave a contractor financially exposed, non-compliant, or […]
Commercial Property Insurance Gaps That Expose Utah Job Sites and Yards
Construction in Utah doesn’t happen in a single, controlled environment. A project might start with materials staged in a yard, move through multiple jobsites, and stretch across weeks of changing weather. That movement creates a disconnect between how work actually happens and what a standard policy covers. Many contractors carrying commercial general contractor insurance assume […]