Insurance Cancellation vs. Non-renewal

There’s a difference between an insurance company canceling a policy and choosing not to renew it. Auto insurance cancellation Insurance companies cannot cancel a policy that has been in force for more than 60 days except when: You fail to pay the premium You have committed fraud or made serious misrepresentations on your application Your […]

November 28, 2020

Tips for Driving in the Rain

Nearly half (46%) of all weather-related car accidents — more than 700,000 a year — are due to rain.  As we experience more soggy weather, it’s imperative that all drivers are schooled on how they can safely maneuver their vehicle and avoid weather-related auto accidents, which often cause car insurance rates to rise. Here are some tips […]

September 12, 2020

Utah Auto Insurance: The Importance of Uninsured Motorists Coverage

In many states, uninsured motorists coverage is optional, but remember that about 13% of drivers don’t have insurance. You’ll usually have the option of choosing the dollar limits of your coverage. For the bodily injury portion that covers your injuries, consider matching the amount of your liability coverage. Some states will give you no other option […]

July 26, 2020

Who is covered on an auto insurance policy?

Auto Insurance: Who is covered—and when? Your auto insurance policy will cover you and other family members on your policy, whether driving your insured car or someone else’s car with permission. Your policy also provides coverage if someone not on your policy is driving your car with your consent. Your personal auto policy only covers […]

March 11, 2020

Is permanently attached equipment covered by insurance?

Many of our clients have equipment attached to their vehicles like welding tanks, tool boxes, and generators.   We are often asked about whether or not an auto insurance policy provides coverage for those pieces of equipment for claims involving damage to the vehicle or theft. A standard business auto policy covers loss to a covered […]

January 5, 2020

Rental Car Damage Waiver

As agents we are often asked a number of difficult questions relating to auto insurance coverage and how the coverage will respond in various situations.  One of the most frequent questions we receive is in regards to purchasing the collision damage waiver when renting a car. You know the routine. You just got off of […]

December 28, 2019

Winter Car Features

With nearly 70 percent of the nation’s roads in snowy regions, the majority of Americans have had a “white-knuckle” driving experience in their past. Winter roads claim the lives of 1,300 people every year and injure 116,800, according to the U.S. Department of Transportation. Fortunately, new features including forward collision alerts and lane departure warnings, are […]

December 3, 2019

Choosing an Insurance Deductible

In order to determine exactly how much car insurance you can afford, you need to understand what a deductible is and how it works. When buying car insurance, you must consider both the premium and your deductible when determining your budget for coverage. What Is a Car Insurance Deductible? Definition A deductible is the amount of […]

November 23, 2019

Avoiding Pot Hole Damage

After winter or large thunderstorms, we will often find numerous new potholes. And if you’ve hit one before, you know that dreaded feeling; the heavy thud, praying the flat-tire light doesn’t come on, listening for the telling grinding of some loose part in your car. In fact, did you know that pothole damage accounts for […]

November 3, 2019

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