Planning Ahead: Life Insurance as Long-Term Care Coverage
If there’s one thing that’s a given in life, it’s that the unexpected happens. Along with having a life insurance policy, many people are exploring other options for long-term planning to address life’s uncertainties. While traditional long-term care insurance is one option, others are seeing the benefits of obtaining life insurance with a long-term care […]
What Types of Business Insurance Do I Need for Natural Disasters?
In Utah, a state known for its diverse geography, businesses face a variety of natural disaster risks, from wildfires and flooding to earthquakes and extreme winter weather. Protecting your business starts with understanding the types of business insurance available to you as well as the specific risks that your business might face. Risks for Utah […]
Navigating the Basics of Construction Insurance: A Guide for Contractors
Throughout a project’s development and construction phase, property owners, developers, and contractors must acquire various types of insurance to protect their projects. Construction insurance is a business insurance that enables you to manage risks and comply with legal requirements. When finding the appropriate insurance options, BTC Insurance may have the solutions. Business Insurance for Common […]
Understanding the Unique Insurance Needs of Manufacturing and Wholesale Businesses
The manufacturing, wholesale, and distribution sectors face unique risks every day. Storms, fires, and floods can damage products within a warehouse, thieves can target inventory, and unpaid deliveries or late supplier shipments can eat into your profits. To mitigate the varying risks, all companies within the wholesale and manufacturing industries require comprehensive business insurance options. […]
Utah Restaurant Industry Overview: Key Insights for New Entrepreneurs
As you survey the Utah restaurant industry, you may notice that it is a vibrant and dynamic sector full of opportunities for restaurant entrepreneurs who want to enter the food service business. However, there are also some challenges to navigate. From understanding local market trends to making sure you have comprehensive insurance coverage, new entrepreneurs […]
Roofers Insurance: Protecting Your Business and Employees
Roofing contractors face inherent risks and challenges unique to the industry that require careful consideration. The risks associated with a roof’s height and weather hazards create an unpredictable work environment. Precise attention to safety precautions helps protect your crews, but you need adequate insurance for your workers, business, and clients. This article evaluates the value […]
Understanding the Basics of Lender-Placed Insurance for Utah Businesses
Lender-placed insurance is essential to protecting a lender’s property when the homeowner does not have the proper coverage. Most mortgage contracts stipulate that the home must have appropriate insurance. This responsibility typically falls on the homeowner. The insurance policy they obtain should protect the house and their belongings inside. However, when this insurance is not […]
Managing Liquor Liability in Summer: Insurance Solutions for Restaurants
Alcohol can often make people unpredictable, and what’s difficult is that it can sometimes be a challenge to tell how intoxicated they are. While there are outward signs, everyone reacts differently to alcohol, so you may be unable to tell simply by a person’s balance or how they talk. Businesses must have a liquor liability […]
How Construction Workers Can Weather the Summer Heat
As the scorching temperatures of summer approach, ensuring the well-being of your construction workers becomes a top priority. Rising heat poses a significant threat to their physical health, potentially resulting in accidents such as ladder falls caused by heat exhaustion or vehicle crashes due to heat stroke. Recognizing the impact of overheating on their performance […]
How Manufacturers Can Weather the Summer Slowdown
Consumer spending follows seasonal trends, and many manufacturers and other types of businesses follow suit. That’s especially true during the lazy days of summer, and unfortunately, companies that experience a significant loss in sales and output can face financial difficulties. With the help of insurance protection for manufacturers, however, it’s possible to weather the summer […]
