Insurance Cancellation vs. Non-renewal
There’s a difference between an insurance company canceling a policy and choosing not to renew it. Auto insurance cancellation Insurance companies cannot cancel a policy that has been in force for more than 60 days except when: You fail to pay the premium You have committed fraud or made serious misrepresentations on your application Your […]
Risk Exposures Faced by Today’s Manufacturers
In the consumer-driven world of manufacturing, companies within this broad industry face many risks. Manufacturing is a critical component of the American economy, producing goods for personal and commercial uses. From operational risks to liability exposures, all manufacturers must take the steps needed to identify potential risks and manage them accordingly. Utah manufacturers insurance is […]
Federal Laws Over Lender-Placed Insurance
As part of a real estate purchasing transaction, mortgage lenders typically require borrowers to obtain property insurance coverage. If the borrower is unable to obtain or maintain adequate coverage, a solution known as force-placed or lender-placed insurance takes over. Obtained by the lender, this insurance protects the lender’s financial interests. Utah lender-placed insurance is used by financial […]
Kitchen Safety
You already know kitchen safety is important — but you might not know how frequently kitchen mishaps happen. Did you know that cooking fires are the leading cause of home fires in the U.S.? Prevent kitchen fires. Play close attention to what you’re doing and to your surroundings. Keep flammable items, such as oven mitts […]
Does auto insurance cover a rental replacement car after an accident?
If you rely on your car, rental reimbursement is an inexpensive and invaluable option that you’ll want to consider adding to your auto insurance policy. On average, a car is in the repair shop for two weeks after an accident and renting a replacement vehicle for that amount of time can be costly. Many insured […]
Key Strategies for Reducing Construction Site Accidents
Construction is booming across the United States. New projects are being completed in every state, including a significant number of sites in Utah. Within these dynamic work areas, a high rate of injuries is all too common. The construction industry is known for its many risks, primarily in the injuries of construction workers. Site owners […]
Avoiding Home Improvement Scams
After a disaster, you most likely want to fix your damaged home as soon as possible. However, did you know this is also a prime time for fraudulent contractors to scam you out of money? To help protect your home and your wallet, here are five tips to keep in mind when you’re hiring help […]
How Can You Remove Lender-Placed Insurance?
When a person secures a loan for a home purchase, financial institutions require that those borrowers maintain adequate mortgage insurance on the property. If a homeowner should fail to maintain that insurance for any number of reasons, the lender is typically able to protect its own financial interests with so-called lender-placed insurance. In the state […]
RV Insurance: The Basics
RV insurance protects your motorhome, travel trailer, camper, fifth wheel, etc. You can choose from a variety of coverages meant to protect your vehicle and provide peace of mind on trips and vacations or if you use your RV as a permanent residence. If you’re driving a motorhome, you’ll also need liability coverage to stay […]
Key Insurance Coverages for Manufacturers
The manufacturing sector is an important part of the American economy. Manufacturing provides an incredible array of consumer and industrial products each year. From small manufacturing operations to sprawling plants, this business sector faces a range of operational risks from employee, property, and liability exposures. Manufacturers in Utah are not immune to these risks, necessitating […]
