Importance of a Disaster Recovery Plan
Ccontractors, more than almost any other industry, understand the devastating effects a disaster can have on a business. What’s interesting, though, is that many contractors don’t have any type of recovery plan in place in the event they are struck by a large claim or disaster. It’s in that light that we want to provide […]
Rental Car Damage Waiver
As agents we are often asked a number of difficult questions relating to auto insurance coverage and how the coverage will respond in various situations. One of the most frequent questions we receive is in regards to purchasing the collision damage waiver when renting a car. You know the routine. You just got off of […]
Is there insurance coverage available for tools?
Commercial Property Insurance is one of the building blocks of your business protection plan, especially if you work in an industry that has specialty equipment, product inventory, or valuable items (such as computers, electronics, and media devices). And if you own your commercial premises, you have even more incentive to protect your investment with adequate coverage. […]
Tips for Driving in the Rain
Nearly half (46%) of all weather-related car accidents — more than 700,000 a year — are due to rain.1 As we experience more soggy weather, it’s imperative that all drivers are schooled on how they can safely maneuver their vehicle and avoid weather-related auto accidents, which often cause car insurance rates to rise. Here are some tips for […]
Savings Tips for Property Insurance
Commercial Property Insurance is one of the building blocks of your business protection plan, especially if you work in an industry that has specialty equipment, product inventory, or valuable items (such as computers, electronics, and media devices). And if you own your commercial premises, you have even more incentive to protect your investment with adequate coverage. […]
Choosing an Auto Insurance Deductible
In order to determine exactly how much car insurance you can afford, you need to understand what a deductible is and how it works. When buying car insurance, you must consider both the premium and your deductible when determining your budget for coverage. What Is a Car Insurance Deductible? Definition A deductible is the amount of […]
How to protect your company from employee litigation.
Employee Litigation As employee-related litigation continues to rise, we thought it would be a good idea to show your contracting company where the litigation is coming from and what you can do to prevent it. In this post, we want to break down employee-related lawsuit statistics and show you just how big of a problem […]
7 Factors Affecting Your Auto Insurance Premiums
1. Your Coverage And Deductibles Car insurance providers allow you to choose your deductible and decide whether to add additional coverage that isn’t necessarily required by the laws in your state. The specifics of your coverage and deductibles play a major role in your monthly payment. Additional coverage gives you added financial protection, depending on […]
Why knowing what your building is made out of can save you thousands on insurance.
During the insurance application process, your insurance agent will typically ask you what type of construction the building you own or lease is made out of. If you own your building, you will typically know the information off the top of your head. However, if you are leasing this question can be a little more difficult. This […]
Why You Should Consider Roadside Assistance
Most insurance companies offer some sort of roadside assistance coverage as part of their personal auto insurance policies. What does this coverage actually provide, though? And, is it worth the cost? Advantages of Roadside Assistance Coverage By purchasing roadside assistance, most insurance customers can expect most of the following items to be included. For specifics, […]
