Savings Tips for Property Insurance
Commercial Property Insurance is one of the building blocks of your business protection plan, especially if you work in an industry that has specialty equipment, product inventory, or valuable items (such as computers, electronics, and media devices). And if you own your commercial premises, you have even more incentive to protect your investment with adequate coverage. […]
Choosing an Auto Insurance Deductible
In order to determine exactly how much car insurance you can afford, you need to understand what a deductible is and how it works. When buying car insurance, you must consider both the premium and your deductible when determining your budget for coverage. What Is a Car Insurance Deductible? Definition A deductible is the amount of […]
How to protect your company from employee litigation.
Employee Litigation As employee-related litigation continues to rise, we thought it would be a good idea to show your contracting company where the litigation is coming from and what you can do to prevent it. In this post, we want to break down employee-related lawsuit statistics and show you just how big of a problem […]
7 Factors Affecting Your Auto Insurance Premiums
1. Your Coverage And Deductibles Car insurance providers allow you to choose your deductible and decide whether to add additional coverage that isn’t necessarily required by the laws in your state. The specifics of your coverage and deductibles play a major role in your monthly payment. Additional coverage gives you added financial protection, depending on […]
Why knowing what your building is made out of can save you thousands on insurance.
During the insurance application process, your insurance agent will typically ask you what type of construction the building you own or lease is made out of. If you own your building, you will typically know the information off the top of your head. However, if you are leasing this question can be a little more difficult. This […]
Why You Should Consider Roadside Assistance
Most insurance companies offer some sort of roadside assistance coverage as part of their personal auto insurance policies. What does this coverage actually provide, though? And, is it worth the cost? Advantages of Roadside Assistance Coverage By purchasing roadside assistance, most insurance customers can expect most of the following items to be included. For specifics, […]
What is Pollution Insurance?
What Is Pollution Insurance? Pollution insurance is a type of coverage created specifically to manage the costs associated with pollution clean-up, as well as to cover liability claims for pollution-related injuries, illnesses or deaths. This type of commercial insurance was created in response to the problem that liability claims were bankrupting companies, and therefore victims were not […]
6 Items You Should Always Have in Your Car
Thanks to mobile phones, a vehicle breakdown is usually more of an inconvenience than a real danger. A quick call to a tow truck or roadside assistance service will usually get you to safety within a couple of hours. But technology can fail, and there are still parts of the country that aren’t covered by […]
Commercial Auto Fleet Safety
Driving company vehicles is often an essential task for contractors. But vehicles wear down over time, so it is important to take preventative measures, because breakdowns will happen when you least expect them. Read on for some helpful care tips for your vehicles. Fleet Maintenance Tips Avoid costly repairs by scheduling regular maintenance for your […]
Renters Insurance Gaps
Like any home, you fill your rented place with all kinds of stuff, from furniture and appliances, to photos and outfits. You spend your time and money making it your own and making it comfortable…but did you make sure it’s covered? Many renters think their landlord’s insurance covers their stuff if there was a break […]
