Utah Insurance: Different Types of Home Insurance?
Did you know there are different types of home insurance. Each policy type varies dramatically in the coverage it provides. The following types of homeowners policies are fairly standard across the country though they might differ slightly in coverage or name across different states. If you own the home you live in, you have […]
Pool Safety Tips
With summer quickly coming upon us, this means it’s time to lay out next to a pool, take in some sun, and just relax. Not to put a damper on that, but did you know that according to The Pool Safety Resource drowning is still the second-leading cause of death for children under age 14? So […]
Wedding Insurance
Summer is wedding season. However, planning a wedding can be a yearlong (or more) endeavor. And unfortunately, there are many things that can wrong on your big day — all of them outside of your control. With the average wedding now costing over $26,000, it’s important you don’t risk that investment getting potentially ruined. This […]
Personal Liability Insurance Coverage
We are often asked about what coverage is specifically provided by the liability portion of a homeowners insurance policy. We want to spend this post explaining what the coverage is and how it helps protect you. (Please keep in mind that every policy is different and that you should always refer to your specific policy […]
Insuring a Home-based Business
Did you know that, according to the Small Business Administration, more than half of all businesses in the United States are based out of the owners’ home? Many of these entrepreneurs assume their homeowners insurance will step in if they ever experience a property loss to their business equipment or a liability claim. Unfortunately, that […]
Auto Insurance Discounts Available to Utah Residents
We all know that insurance is an unavoidable cost that comes with the ownership of a vehicle. However, what many people don’t know is there are a number of insurance discounts available to help you save on your auto insurance premiums. Discount #1: Good Credit Many people don’t realize that most insurance companies now use […]
Earthquake Insurance Coverage
THE TOPIC With the recent earthquake in California, we through we would share some insight into earthquakes and insurance. Earthquake, at least for insurance purposes, is defined as a sudden and rapid shaking of the earth caused by the shifting of rock below the earth’s surface. Earthquakes are not covered by a standard homeowners insurance […]
5 Strangest Cases of Insurance Fraud
Did you know that insurance fraud costs insurance companies (and ultimately consumers) more than $50 billion dollars each year according to the FBI? This equates to approximately $500 in increased annual premiums to each one of us. Plus, when you start adding in lost productivity for businesses, ruined family finances, and the cost to investigate […]
7 Unusual Claims Covered by Homeowners Insurance
We know that homeowners insurance is designed to cover your home and it contents. Additionally, it provides liability protection for bodily injury and property damage for claims against you or members of your family. It may also provide coverage for the loss of use of your home in the event of a claim. However, […]
Does my credit score affect my insurance premiums?
What does my credit rating have to do with purchasing insurance? Everyone knows that credit scores are an evaluation of your payment history on a variety of consumer debt items like your home, credit cards, auto loans, etc. Credit scores are also used for a variety of other purposes such finding a place to live, […]
