10 Ways Utah Residents Can Save on Home Insurance
Over the past few weeks we have been providing tips and tricks for saving on auto insurance. So this week we thought we would provide the top ways you can save money on your home insurance. 1. Ask for discounts The quickest way to save money on your home insurance is to take advantage […]
Why would I ever need car insurance if I don’t own a vehicle?
Did you know that vehicle ownership is actually declining, especially for people who live in urban areas? Many people now prefer to use a car-sharing service or just rent or borrow a car. The problem that arises is what to do for insurance in these instances where you don’t own a car, but use one […]
Insect Infestation Prevention
Did you know that insects like termites cause over $5 billion in structural damage every year? Even more important to note, though, is that most insect damage is NOT covered by your homeowners insurance policy. Most policies actually contain an exclusion that will not pay for damage caused by insects or rodents. It will, however, most […]
Car Seat Safety
If you have children, it’s so important that you have them properly secured in their carseats while driving. While child safety seats are wonderful at preventing potential injuries in an accident, wrong usage of them is very common. When you think about it, even a small error in how the seat is used versus […]
5 Strangest Insurance Policies Ever Written
Insurance doesn’t only just have to be for protecting your home, auto, family or your business. Insurance is available for protection against almost anything as long as it poses a potential financial impact and you are willing to pay the associated premiums. Below are five examples of the most unusual types of insurance policies ever […]
Infographic: Types of Auto Insurance
Customers often ask us exactly what each coverage on their auto insurance policy does. As policy language can be complicated and confusing, it can be difficult to understand how your policy is supposed to react in the event of a claim. The Insurance Information Institute put together a nice infographic that outlines what each coverage […]
What Does a Utah Homeowners Insurance Policy Cover?
One of the questions we frequently receive from our Utah clients is what coverage their homeowners insurance policy specifically covers. A standard homeowners insurance policy includes four essential types of coverage: Coverage for the structure of your home. Coverage for your personal belongings. Liability protection. Additional living expenses in the event you are temporarily unable […]
How to avoid having your car insurance company cancel your policy
One of the most frustrating things can be when your insurance company cancels or nonrenews your policy for what feels like no reason at all. While there are a number of regulations in place with states to avoid random cancellations, there are still a variety of reasons for why your insurance company may nonrenew your […]
Ensuring Your College Students have Proper Insurance Coverage
With most college students living in a dorm or off-campus housing, it’s imperative they review their family’s insurance policies to ensure they have insurance coverage for their possessions. With expensive electronics, sports equipment, and furniture inside of many student apartments, it’s important to make sure you have coverage for those items. Unfortunately, for many of […]
Do I Really Need Umbrella Insurance
Do I Really Need an Umbrella Insurance Policy? Here Are Some Things to Consider Standard auto, homeowner’s and boat insurance policies cover liability a person may have for bodily injuries or property damage for which you are negligent. while limits of $100,000 to $250,000 may cover you for most accidents, there are cases where those […]
