What Roofing Contractors Miss About Insurance Until a Claim Hits
Many roofing contractors don’t realize there’s a problem with their insurance until a claim is denied, delayed, or capped far below expectations. On paper, coverage often looks adequate. Certificates are in place. Limits meet contract requirements. Premiums feel manageable. But when a serious loss occurs, coverage gaps surface quickly — and often at great expense. […]
Cyber Liability Insurance Risks Contractors Don’t See Until Data Is Lost
Most contractors don’t think of themselves as cyber targets. They pour concrete, install roofs, manage job sites, and coordinate subcontractors — not data centers. Yet every day, contractors store payroll records, client contracts, certificates of insurance, banking information, and vendor credentials. When that data is compromised, the risks become clear only after the damage is […]
End-of-Year Insurance Review: Preparing Your Utah Business for the New Year
As the year draws to a close, it’s an ideal time for businesses in Sandy, Utah, to take a closer look at their insurance coverage. Operations change from year to year — whether through staffing adjustments, equipment upgrades, expansion, or shifts in services — and these changes can affect your protection. Conducting an annual review […]
Winter Risks for Food Manufacturers: Seasonal Insurance Strategies in Utah
Utah’s food manufacturing sector operates year-round, even as winter weather brings freezing temperatures, unpredictable storms, and higher operational risks. These conditions can strain production lines, damage temperature-sensitive inventory, and increase the likelihood of workplace injuries. As the industry grows — with Utah forecasted to experience the nation’s largest manufacturing job surge by 2033 — safeguarding […]
Risk Management in Restaurant Operations: A Utah Perspective
Utah’s restaurant scene is as varied as the land itself, from cowboy steaks to farm-to-table dining experiences. With that diversity comes a greater need for consistent, practical safety practices that protect employees, customers, and businesses. Risk management plays a central role in strengthening these safeguards. For many Utah restaurant owners, it begins with having the […]
Utah’s Regulatory Landscape: Compliance and Insurance for Oil & Gas Companies
Utah’s oil and natural gas activity continues to play a significant role in the state’s economic growth, but it also brings a complex set of environmental responsibilities. Operators must navigate state rules governing emissions, waste handling, and environmentally sensitive aspects of site operations to remain compliant and avoid costly disruptions. To meet these requirements, many […]
Inland Marine Insurance for Ready-Mix Companies: Protecting Equipment in Transit
Transporting heavy machinery, mixers, and tools across Utah’s rugged roads comes with more risk than most ready-mix companies realize. While standard property insurance protects equipment stored at a plant, it doesn’t cover losses that occur once the trucks leave the yard. When they do, inland marine coverage becomes an essential component of heavy construction insurance. […]
Force-Placed Insurance: Protecting Lenders and Financial Interests
When a borrower’s insurance policy lapses, lenders face exposure that can jeopardize their financial interests. To safeguard collateral and remain compliant, many Utah lenders turn to force-placed insurance in UT. This specialized coverage protects lenders when borrowers fail to maintain adequate insurance and enables financial institutions to remain compliant with state and federal requirements. What […]
Insurance for Excavation Contractors: An Overview of Coverage Needs
Utah’s construction sector is booming, with more than $24 billion in planned and ongoing projects fueling demand for skilled contractors across the state. For excavation contractors, this growth comes with high stakes. Heavy machinery, unstable soil conditions, and project deadlines create a mix of risks that can quickly escalate into costly liabilities. That’s why securing […]
Best Practices for Insuring Your Roofing Business in Utah
With a market size of $1 billion, Utah’s roofing contractors industry continues to grow. At the same time, with opportunity comes risk. Roofing is one of the most dangerous construction trades, accounting for 26% of all fall-related fatalities in 2023, according to the Bureau of Labor Statistics. To thrive in this environment, roofing contractors must […]