Avoiding Home Improvement Scams
After a disaster, you most likely want to fix your damaged home as soon as possible. However, did you know this is also a prime time for fraudulent contractors to scam you out of money? To help protect your home and your wallet, here are five tips to keep in mind when you’re hiring help […]
How Can You Remove Lender-Placed Insurance?
When a person secures a loan for a home purchase, financial institutions require that those borrowers maintain adequate mortgage insurance on the property. If a homeowner should fail to maintain that insurance for any number of reasons, the lender is typically able to protect its own financial interests with so-called lender-placed insurance. In the state […]
RV Insurance: The Basics
RV insurance protects your motorhome, travel trailer, camper, fifth wheel, etc. You can choose from a variety of coverages meant to protect your vehicle and provide peace of mind on trips and vacations or if you use your RV as a permanent residence. If you’re driving a motorhome, you’ll also need liability coverage to stay […]
Key Insurance Coverages for Manufacturers
The manufacturing sector is an important part of the American economy. Manufacturing provides an incredible array of consumer and industrial products each year. From small manufacturing operations to sprawling plants, this business sector faces a range of operational risks from employee, property, and liability exposures. Manufacturers in Utah are not immune to these risks, necessitating […]
Top Risks Facing the Construction Industry
Across the United States, construction is booming. A strengthening economy following the financial hardships of the COVID-19 pandemic means that ground is being broken on new construction projects in nearly every state. With all of these projects, however, come significant risks. Construction site owners and managers need to be aware of common risks. Understanding common […]
What is Lender-Placed Insurance?
When someone finances the purchase of a home, mortgage lenders require borrowers to obtain and maintain appropriate property insurance coverage. Unfortunately, borrowers sometimes fail to maintain this critical coverage, potentially putting the financial institution’s interests at risk. Most mortgage contracts in Utah and across the country allow lenders to protect their financial interests – the […]
Protect Yourself from Landslides and Mudslides
Landslides occur when masses of rock, earth, or debris move down a slope. Debris flows, also known as mudslides, are a common type of fast-moving landslide that tends to flow in channels. What causes landslides and debris flows Landslides are caused by disturbances in the natural stability of a slope. They can accompany heavy rains or follow droughts, […]
Leading Causes of Injury in the Manufacturing Industry
Employers have a duty to provide safe workplaces for their employees. This is especially true for the manufacturing industry, where workplace conditions typically include numerous hazards and injury sources. In manufacturing, workers are often exposed to high noise levels, machinery and heavy equipment, and potentially harmful materials. Utah worker injuries account for millions of dollars […]
Utah Auto Insurance: The Importance of Uninsured Motorists Coverage
In many states, uninsured motorists coverage is optional, but remember that about 13% of drivers don’t have insurance. You’ll usually have the option of choosing the dollar limits of your coverage. For the bodily injury portion that covers your injuries, consider matching the amount of your liability coverage. Some states will give you no other option […]
Tips for Preventing Heat-Related Illness
Stay Cool Wear Appropriate Clothing: Choose lightweight, light-colored, loose-fitting clothing. Stay Cool Indoors: Stay in an air-conditioned place as much as possible. If your home does not have air conditioning, go to the shopping mall or public library—even a few hours spent in air conditioning can help your body stay cooler when you go back into the heat. […]
