Top Risks Facing the Construction Industry
Across the United States, construction is booming. A strengthening economy following the financial hardships of the COVID-19 pandemic means that ground is being broken on new construction projects in nearly every state. With all of these projects, however, come significant risks. Construction site owners and managers need to be aware of common risks. Understanding common […]
What is Lender-Placed Insurance?
When someone finances the purchase of a home, mortgage lenders require borrowers to obtain and maintain appropriate property insurance coverage. Unfortunately, borrowers sometimes fail to maintain this critical coverage, potentially putting the financial institution’s interests at risk. Most mortgage contracts in Utah and across the country allow lenders to protect their financial interests – the […]
Protect Yourself from Landslides and Mudslides
Landslides occur when masses of rock, earth, or debris move down a slope. Debris flows, also known as mudslides, are a common type of fast-moving landslide that tends to flow in channels. What causes landslides and debris flows Landslides are caused by disturbances in the natural stability of a slope. They can accompany heavy rains or follow droughts, […]
Leading Causes of Injury in the Manufacturing Industry
Employers have a duty to provide safe workplaces for their employees. This is especially true for the manufacturing industry, where workplace conditions typically include numerous hazards and injury sources. In manufacturing, workers are often exposed to high noise levels, machinery and heavy equipment, and potentially harmful materials. Utah worker injuries account for millions of dollars […]
Utah Auto Insurance: The Importance of Uninsured Motorists Coverage
In many states, uninsured motorists coverage is optional, but remember that about 13% of drivers don’t have insurance. You’ll usually have the option of choosing the dollar limits of your coverage. For the bodily injury portion that covers your injuries, consider matching the amount of your liability coverage. Some states will give you no other option […]
Tips for Preventing Heat-Related Illness
Stay Cool Wear Appropriate Clothing: Choose lightweight, light-colored, loose-fitting clothing. Stay Cool Indoors: Stay in an air-conditioned place as much as possible. If your home does not have air conditioning, go to the shopping mall or public library—even a few hours spent in air conditioning can help your body stay cooler when you go back into the heat. […]
Lawnmower Safety
Lawnmower Safety Each year, approximately 75,000 people are injured seriously enough by lawnmowers to require emergency room medical treatment. Only a small percentage of the injuries are caused by mechanical failure; most are the result of human error. Here are some tips to follow before and while mowing your lawn: Become familiar with your mower. […]
The Cost of Insurance Fraud
According to the Insurance Research Council, 24 percent of Americans view claim padding behavior as acceptable, and 10 percent of Americans believe insurance fraud doesn’t hurt anyone. However, the Coalition Against Insurance Fraud estimates that fraud may cost insurance consumers $29 billion a year. Why should that matter to you? Because customers end up absorbing […]
Protecting Your Home from an Earthquake
Earthquakes typically occur without warning, so there’s no time like the present to help make sure your home is safe. Consider these precautions to help protect yourself and your belongings before an earthquake happens. Scan Your Home for Potential Hazards Household items can be shaken loose or fall during an earthquake. Make sure heavy items […]
Yard Safety
Summer is the perfect time and perfect weather to spend outside getting your yard and outdoor spaces in tip-top shape. But before you head outside, we want to remind you that simple precautions can ensure your work is disaster free. Here are our top 10 yard work safety tips that can help you — and […]
