Protecting Your Home from an Earthquake
Earthquakes typically occur without warning, so there’s no time like the present to help make sure your home is safe. Consider these precautions to help protect yourself and your belongings before an earthquake happens. Scan Your Home for Potential Hazards Household items can be shaken loose or fall during an earthquake. Make sure heavy items […]
Yard Safety
Summer is the perfect time and perfect weather to spend outside getting your yard and outdoor spaces in tip-top shape. But before you head outside, we want to remind you that simple precautions can ensure your work is disaster free. Here are our top 10 yard work safety tips that can help you — and […]
Motorcycle Safety: Riding Your Motorcycle Safely in Every Season
Motorcycle Safety: Riding Your Motorcycle Safely in Every Season Spring Coming out of the cold of winter, spring weather is often welcomed with open arms. But, despite warmer temperatures, spring often comes with its fair share of rainy days. That means riders must know how to properly navigate slippery roads and dress for a soggy […]
Who is covered on an auto insurance policy?
Auto Insurance: Who is covered—and when? Your auto insurance policy will cover you and other family members on your policy, whether driving your insured car or someone else’s car with permission. Your policy also provides coverage if someone not on your policy is driving your car with your consent. Your personal auto policy only covers […]
How Much Renters Insurance is Necessary?
For renters insurance, finding the right balance means choosing accurate, appropriate limits for your personal property and liability coverage. For the best results, this process may require a bit of effort. But if you’re strapped for time, there are some shortcuts you can take, too. Inventory your possessions Personal property coverage is probably the main […]
Tips for a Safer Commute
Morning roadways can get busy: The U.S. Census Bureau says 86 percent of American workers drive themselves to their job. If this includes you, stay cautious with these tips for commuting to work safely. Leave early. According to the Governors Highway Safety Association, speeding plays a role in approximately one-third of traffic deaths. If you have a […]
Utah Condo Insurance Basics
Your condo is more than a roof over your head: It’s your home. So make sure you understand the insurance requirements and coverage options for your unit. Lender Requirements Most mortgage lenders require proof of condo unit insurance before they approve a purchase. So if you are in the process of acquiring a condo, we […]
10 Fire Prevention Tips for Your Home
If the smoke alarm goes off in your home, do you and your family have a fire escape plan? Fire departments respond to approximately 370,000 home fires every year. And, while not all home fires are preventable, creating a fire-prevention plan can reduce the risk of fire in your home. Check out the home fire prevention tips […]
Is permanently attached equipment covered by insurance?
Many of our clients have equipment attached to their vehicles like welding tanks, tool boxes, and generators. We are often asked about whether or not an auto insurance policy provides coverage for those pieces of equipment for claims involving damage to the vehicle or theft. A standard business auto policy covers loss to a covered […]
Insurance Certificate: Primary and Non-contributory Wording
Construction contracts often require a subcontractor’s general liability insurance policy to name the owner or general contractor as an additional insured on a “primary and noncontributory” basis. This seemingly simple requirement can cause a lot of difficulty and may hamper the sub’s ability to start the project. The International Risk Management Institute (IRMI) recommends that […]