Insuring Property Stored at Other Premises
Did you know that property stored somewhere other than at your office premises may not be covered by your property insurance policy? Be sure to keep your insurance broker advised if you move property. There are other situations which should also trigger a call to insurance provider: Warehousing Demo equipment at a client’s site (and […]
When Do You Need Boat Insurance
With warmer temperatures arriving earlier than usual, water season is well underway. Whether you’re out on your boat every day or just on weekends, boat insurance should be top of mind during the summer months — and even beyond. Boat Insurance on the Water Naturally, you want to protect you’re boat while you’re using it. […]
Workers Compensation and Fall Protection
One of the most frequent workers compensation claims associated with contractors is falls. Employees falling off of ladders, scaffolding, or even roofs is a serious issue and a single claim can dramatically affect your insurance premiums. Every company should have a Fall Protection Plan that addresses the use of conventional fall protection at a number […]
Pool Safety
Whether you have a luxury in-ground pool, or plan to blow up an inflatable kiddie pool, it is important to consider the safety implications. There are an estimated 7.4 million swimming pools and five million hot tubs in residential or public use in the United States, according to the Centers for Disease Control and Prevention (CDC). Furthermore, […]
5 Common General Liability Exclusions for Contractors
In most instances, the following claims are excluded on the general liability policy for contractors: Damage to your property. Employee injuries. Employment disputes. Damage to your vehicles. Professional mistakes. 1. Damage to Your Property Your employees are working late to finish a project, and a storm begins to brew outside. As they try and hurry […]
Insuring a Vacation Home
A vacation home can be a wonderful luxury and sometimes even a good investment, but there are some important factors to consider before making the leap into second-home ownership—such as insurance costs. Just like your primary home, you’ll need to insure your vacation home against burglary, fire, weather damage, liability and other risks. Because insurance […]
Importance of a Disaster Recovery Plan
Ccontractors, more than almost any other industry, understand the devastating effects a disaster can have on a business. What’s interesting, though, is that many contractors don’t have any type of recovery plan in place in the event they are struck by a large claim or disaster. It’s in that light that we want to provide […]
Rental Car Damage Waiver
As agents we are often asked a number of difficult questions relating to auto insurance coverage and how the coverage will respond in various situations. One of the most frequent questions we receive is in regards to purchasing the collision damage waiver when renting a car. You know the routine. You just got off of […]
Is there insurance coverage available for tools?
Commercial Property Insurance is one of the building blocks of your business protection plan, especially if you work in an industry that has specialty equipment, product inventory, or valuable items (such as computers, electronics, and media devices). And if you own your commercial premises, you have even more incentive to protect your investment with adequate coverage. […]
Tips for Driving in the Rain
Nearly half (46%) of all weather-related car accidents — more than 700,000 a year — are due to rain.1 As we experience more soggy weather, it’s imperative that all drivers are schooled on how they can safely maneuver their vehicle and avoid weather-related auto accidents, which often cause car insurance rates to rise. Here are some tips for […]
