What is Pollution Insurance?
What Is Pollution Insurance? Pollution insurance is a type of coverage created specifically to manage the costs associated with pollution clean-up, as well as to cover liability claims for pollution-related injuries, illnesses or deaths. This type of commercial insurance was created in response to the problem that liability claims were bankrupting companies, and therefore victims were not […]
6 Items You Should Always Have in Your Car
Thanks to mobile phones, a vehicle breakdown is usually more of an inconvenience than a real danger. A quick call to a tow truck or roadside assistance service will usually get you to safety within a couple of hours. But technology can fail, and there are still parts of the country that aren’t covered by […]
Commercial Auto Fleet Safety
Driving company vehicles is often an essential task for contractors. But vehicles wear down over time, so it is important to take preventative measures, because breakdowns will happen when you least expect them. Read on for some helpful care tips for your vehicles. Fleet Maintenance Tips Avoid costly repairs by scheduling regular maintenance for your […]
Renters Insurance Gaps
Like any home, you fill your rented place with all kinds of stuff, from furniture and appliances, to photos and outfits. You spend your time and money making it your own and making it comfortable…but did you make sure it’s covered? Many renters think their landlord’s insurance covers their stuff if there was a break […]
Actual Cash Value vs. Replacement Cost
If your car’s totaled, most car insurance companies reimburse you for the actual cash value of your car, not the replacement cost. Let’s review the difference. Actual cash value vs. replacement cost Actual cash value (or ACV) is calculated by determining an item’s original value minus the amount it has depreciated after you bought it . Replacement […]
Furnace Care Tips
As a homeowner, it can be easy to overlook important home maintenance, but with winter approaching, there’s one task in particular you’ll want to complete. And that’s getting your furnace in tip-top shape. That bulky metal box in your basement (or crawl space, attic, or even hall closet, depending on where you live) is what produces […]
9 Tips for Keeping New Year’s Resolutions
New Year’s Eve has always been a time for looking back to the past, and more importantly, forward to the coming year. It’s a time to reflect on the changes we want (or need) to make and resolve to follow through on those changes. Unfortunately, while most New Year’s resolutions are made with vigor and […]
Life Insurance Purchasing Guide
Did you know almost 60% Americans don’t own any type of life insurance policy? This is according to the latest study done by the Life and Health Insurance Foundation for Education (www.lifehappens.org). Life insurance allows your spouse and/or family to receive money to help offset funeral expenses, lost income, and future financial needs. Purchasing the […]
Holiday Travel
Holiday celebrations are exciting times for family and friends to get together. But, get-togethers can turn into tragedies when people are killed or injured in traffic crashes. Motorists need to be mindful of actions that will make their holiday travel safer. Drivers can protect themselves and their passengers by following these holiday travel rules. Before […]
Online Shopping Safety Tips
‘Tis the season for online shopping. In fact, over 51 percent of consumers will make at least one online purchase during the holiday season. With an increase in online retail transactions during the holidays, there will also be an increased vulnerability to your identity unless certain precautions are taken to protect it. For example, Dashlane, a […]
