What is Rental Dwelling Insurance?
We are finding that more and more of our clients are renting out their homes on either a short- or long-term basis. It could be a second home, an investment property, or even the basement or a spare room in your house. Depending upon the rental scenario, your homeowners insurance policy may not properly cover […]
Carbon Monoxide Safety Tips
With winter quickly approaching it won’t be too long before the freezing weather and snow are here. As the primary months when consumers crank up their furnaces and portable heaters, November, December, and January account for nearly two-thirds of all non-fire carbon monoxide (CO) related deaths. In fact, according to the Center for Disease Control, […]
Halloween Infographic and Safety Tips
Did you know that over $2 billion will be spent on Halloween candy this year? Or how about $330 million on just pet costumes? We know that Halloween is one of children’s favorite holidays. The chance to dress up in a costume and fill bags with candy is a sure way to excite any youngster. […]
Trampoline Safety
Trampolines are popular among children and teens and even among some adults. Though it may be fun to jump and do somersaults on a trampoline, landing wrong can cause serious, permanent injuries. Injuries can occur even when a trampoline has a net and padding and parents are watching. Common Injuries Thousands of people are injured […]
6 Tips to Stay Safe on the Road
Auto insurance claims can be some of the most expensive claims you can face as individual. Therefore, implementing some safety tactics while on the road can go a long way in preventing potential claims and disaster. The following six tips will hopefully keep you safe: 1. Stay focused on defensive driving Keep 100% of your […]
What to do if your vehicle is stolen
There is no worse feeling than walking out, keys in hand, only to find your vehicle is missing. Did you know that according to the National Highway Traffic Safety Administration, a vehicle is stolen every 44 seconds? While auto theft is an extremely frustrating experience, we have some tips to help you deal with the […]
Shopping for a Safe Car
Shopping for a Safe Car If you are like most people shopping for a new car, safety ranks high among things you’re looking for. Every new car must meet certain federal safety standards, but that doesn’t mean that all cars are equally safe. There are still important safety differences, and some vehicles are safer than […]
If I File an Auto Insurance Claim, Will My Premium Go Up?
Many people are hesitant to file claims with their auto insurance company out of fear that their premiums will be increased or the policy will be cancelled. While practices vary between insurance companies, more will increase your premiums by a predetermined percentage for each chargeable claim made against your policy above a specific dollar amount. […]
Top 10 Hidden Homeowners Insurance Discounts Part 2
Last week we shared five of the 10 “hidden” discounts available on your homeowners insurance. This week we will share the last five on the list. Please remember that if you would like to see if any of these discounts apply to you, or if you would like a quote on your homeowners insurance, please […]
10 Hidden Homeowners Insurance Discounts Part 1
When looking for ways to save on home insurance, many homeowners think of smoke detectors or a home alarm system. Insurance companies, though, offer a variety of additional premium discounts that can help you save up to 25 percent on your insurance premiums. For individuals who are willing to be more cautious and actively avoid […]
