Tips for Keeping your Car Cool in the Heat
You may enjoy spending time outdoors during the summer months, but the heat and sun can make driving around intolerable, as your car may feel like an oven when you get in and take what feels like an eternity to cool down to a comfortable temperature. Fortunately, if you are wondering how to keep your […]
Do you need boat insurance year-round?
After boating season is over, it may seem like canceling your boat insurance is a good idea to save some money. Here are a few reasons why you may want to keep your boat insurance year-round. Boat Insurance on the Water Naturally, you want to protect you’re boat while you’re using it. Boat Insurance, while on […]
World’s Weirdest Insurance Policies
Most people are familiar with the standard insurance policies — homeowners, auto, umbrella, life, and health insurance. What you may not realize is that there are insurance policies available for some off-the-wall risks. Alien abduction insurance anyone? From celebrities to the just plain bizarre, here are some of the most unusual insurance policies in the […]
Toy Drone Liability
When it comes to saving money on your auto or homeowners insurance policies, one of the quickest ways to reduce your monthly premium is to raise your insurance deductible. But that can be a tricky decision that’s a matter of savings versus psychology. Before you sign up for the highest possible deductible, you would be wise […]
How to Choose a Deductible
When it comes to saving money on your auto or homeowners insurance policies, one of the quickest ways to reduce your monthly premium is to raise your insurance deductible. But that can be a tricky decision that’s a matter of savings versus psychology. Before you sign up for the highest possible deductible, you would be wise […]
10 Tips for Home Security Systems
We don’t want to alarm you (couldn’t help ourselves), but, according to the FBI, more than 2 million homes are burglarized in the United States every year. This means that someone is breaking into a home somewhere across the country about every 13 seconds. To avoid being the victim of a burglary, getting a home security […]
Lawn Mower Safety
Each year many children are injured severely by lawn mowers. Power mowers can be especially dangerous. However, most lawn mower-related injuries can be prevented by following these safety guidelines. When is my child old enough to mow the lawn? Before learning how to mow the lawn, your child should show the maturity, good judgment, strength […]
How to Charge your Cell Phone without a Battery
In an emergency, some people rely on their cell phones and laptops for information. But, if you don’t know that the power is going to go out, what do you do if you have no charge on your phone or computer when everything goes dark? Fortunately, there are a few ways you can get more […]
Insuring Teen Drivers
Did you know that vehicular fatalities are the leading cause of death for U.S. teens. And though fatality rates for teens have steadily dropped since 1975, teens remain 3 times more likely to crash per mile driven than adults. Thankfully, you can play a big part in keeping your teen safe. To help you navigate through […]
Understanding Your Workers Compensation Calculation Part 2
Last week’s post briefly what your workers comp experience mod is and how it affects your company’s premiums. This week we will discuss the importance of understanding the time period over which your experience mod is calculated, how NCCI evaluates your prior losses, and tips for keeping your experience mod low. What is the experience rating […]