Ways to Save on Renters Insurance
If you’re buying renters insurance for the first time, here’s good news: Protecting your belongings generally costs less than protecting other assets like your car. Plus, there are ways to lower the price of your renters policy even more. Here are four ways to save on your renters premium: 1. Consider a higher deductible. Choosing […]
Avoiding Identity Theft
According to a report by Internet security firm Kaspersky Lab, in what could be one of the largest bank heists in history, more than 100 banks and ATMs have been rigged so that thieves could steal up to $1 billion in cash. Hackers from Russia, Ukraine, China and Europe were involved in the organized crime ring that was […]
Grilling Safety
Did you know that leaving the grill unattended, not cleaning grease or fat build up properly, or placing the grill too close to combustible siding can cause injuries, fires and property damage? Charcoal or Gas? Nearly 9,000 home fires a year involve grills, according to a National Fire Protection Association report. Of all the home […]
Storm Preparation Tips for Utah Residents
utah in April can bring sudden thunderstorms, and major storms are fraught with peril. Here are some tips to make sure you’re prepared in the event of a storm: Take shelter in a safe location. This might require evacuating your home—despite the natural desire to stay behind and protect it. If so, monitor weather and […]
Sharing the Road with Self-driving Cars
Turn signals, brake lights and horns are useful features on a car, but they’re not the only ways we communicate with other drivers. We flash our headlights to signal it’s OK for another vehicle to go ahead, wave to thank another driver for letting us into their lane, or make eye contact with pedestrians to […]
Questions to Ask When Buying Auto Insurance
When buying auto insurance, there are a number of questions to consider as you look at coverages and companies to work with. 1. How Much Do You Love Your Car? Okay, your car is not a family member or even a person, but do you have a very special attachment to it? If so, you’ll want […]
Crime Insurance Claim Scenario: Phantom Vendor
In the past we’ve talked about how susceptible small businesses, including contractors, are to employee-related crimes like theft and forgery. With an average loss amount of over $200,000, we recommend that businesses purchase some sort of crime insurance policy. We have found one of the best ways to explain the need for crime insurance to talk […]
Back-to-School Tips for Parents
Move over, summer–a new school year is coming! With the start of school, families face new organization challenges. School bells ring–and so do early-morning alarm clocks. Paper piles swell as hand-outs and homework stream into the house. Shorter autumn days bring a hectic round of sports, activities and events, and calendars fill with cryptic notes. Can the holidays […]
What disasters aren’t covered by homeowners insurance?
Homeowners insurance is designed to comprehensive and cover most types calamities that happen to you and your family. However, there are certain disasters that aren’t covered on any standard homeowners policy. Protection for these types of incidents must be covered on a separate policy. 1. Floods Flood damage is excluded under standard homeowners and […]
10 Disaster Prevention Tips
There are few things more frightening for homeowners than waking up to an expensive disaster in the middle of the night. Home disasters don’t just require immediate attention—they can also be extremely expensive to repair. But like the old saying goes—an ounce of prevention is worth a pound of cure. To help reduce your chances […]