Restaurants & Customer Relationship Management
Restaurant owners in the state of Utah know that their customers are the lifeblood of operations. Keeping those customers happy is the key to long-term success. In addition to Utah restaurant insurance, customer relationship management (CRM) can be a powerful risk management tool, allowing restaurant owners to place focus right where it is needed: on […]
FAQ’s Regarding Wholesaler Insurance
Wholesalers play an important role in global commerce. Working with suppliers and manufacturers both in the United States and abroad, wholesalers face numerous operational and liability risks. In the state of Utah, Utah wholesaler insurance represents the foundation of risk management for these companies. Insurance protects wholesalers against claims of faulty or defective manufacturing practices, […]
Lender-Placed Insurance Myths
Home ownership is part of the “American Dream” for millions. With the real estate sector booming as the coronavirus pandemic recedes, home purchases are on an upswing. Unfortunately, financial institutions that lend funds for home purchases face significant financial risks, particularly if homeowners do not or cannot maintain mortgage insurance on their purchases. In the state […]
How Can Restaurants Generate More Revenue?
It is no secret that the food service industry experienced significant hardships during the coronavirus pandemic. Many restaurants and cafes were forced to close due to restrictions imposed by public health officials. In Utah, restaurant owners faced the same struggles, highlighting the need for robust Utah restaurant insurance to protect financial assets. Now that the economy is […]
How Can Restaurants Prevent Food Spoilage (& Wasted Money)
Restaurants in the state of Utah and throughout the country typically operate on razor-thin margins. Any excessive waste can erase those margins, putting restaurant operations at financial risk. Food spoilage is the leading cause of waste; this waste is one of the most critical expenses standing between success and failure. Food spoilage can also lead […]
The Increasing Importance of Manufacturers & Cyber Liability Insurance
Manufacturers across the country face myriad risks as the produce goods for consumer markets. To protect against product liability risks for manufacturing operations in the state, Utah manufacturers insurance is a valuable solution. Product liabilities are not the only risk facing manufacturers and wholesalers, however; the emerging threat of cybercrimes necessitates a new look at […]
Everything Restaurant Owners Need to Know About Liquor Liability
Alcohol sales are an important part of the hospitality landscape, with alcohol-serving restaurants reporting far greater profit margins. The challenges in obtaining a liquor license are more than overcome by the financial benefits associated with liquor sales. Owners need to understand, however, that restaurants and food service operations that serve alcohol face unique liability risks. Utah […]
Product Liability Critical for Wholesalers Partnering with International Suppliers
In today’s global economy, wholesalers and manufacturers often partner with international suppliers around the world. From component and materials manufacturing to full production of consumer goods, wholesalers rely on a worldwide supply chain. In the state of Utah, Utah wholesalers insurance protects against product liability risks, providing coverage against claims of faulty materials, manufacturing practices, […]
How Are Utah Restaurants Pivoting to Adapt Post-COVID?
In the wake of the coronavirus pandemic of 2020/2021, one of the hardest-hit business sectors was that of the restaurant industry. Stay-at-home orders and quarantine mandates led to the closure of hundreds of thousands of restaurants and foodservice operations across the country. In Utah, restaurant owners struggled to find solutions. While restaurant insurance is a valuable risk […]
What Does Lender Placed Insurance Cover?
Utah mortgage lenders face significant financial risks when writing home loans. If homeowners’ insurance is not maintained by the home’s purchaser, lenders may be on the hook for hundreds of thousands of dollars if the home becomes uninhabitable or destroyed. Utah lender-placed insurance serves as a risk management strategy, protecting the lender’s financial interests. It is important […]
